{"id":3020,"date":"2022-12-15T04:10:03","date_gmt":"2022-12-15T11:10:03","guid":{"rendered":"https:\/\/fourwalls.rentler.com\/?p=3020"},"modified":"2022-12-15T04:10:19","modified_gmt":"2022-12-15T11:10:19","slug":"7-things-every-first-time-apartment-renter-should-know","status":"publish","type":"post","link":"https:\/\/www.rentler.com\/blog\/tenants\/renting-101\/7-things-every-first-time-apartment-renter-should-know\/","title":{"rendered":"7 Things Every First-Time Apartment Renter Should Know"},"content":{"rendered":"\n<p>Congratulations! Your very first apartment! Are you excited, nervous, or even anxious?&nbsp;<\/p>\n\n\n\n<p>That\u2019s normal; there are tons of things to check and prepare for when <a href=\"https:\/\/fourwalls.rentler.com\/2022\/04\/04\/renting-a-property-here-are-a-few-things-to-check-beforehand\/\" target=\"_blank\" rel=\"noreferrer noopener\">renting a property<\/a>.\u00a0<\/p>\n\n\n\n<p>We can help you overcome your fears and ensure everything is in order. This guide will walk you through every step of finding your first apartment and renting it without worries.<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li><strong>Begin with Setting a Budget<\/strong><\/li><\/ol>\n\n\n\n<p>Let\u2019s begin with setting a reasonable and accurate budget for what apartment you can afford. Financial issues can quickly become <a href=\"https:\/\/fourwalls.rentler.com\/2022\/06\/02\/overcoming-obstacles-to-renting\/\" target=\"_blank\" rel=\"noreferrer noopener\">obstacles to renting<\/a>, so you need to ensure everything is in order before searching so you know what to look for.\u00a0<\/p>\n\n\n\n<p>Most renters are advised not to go beyond one-third or 30% of their monthly take-home pay. For example, if your monthly income is $6,000, the rent shouldn\u2019t be more than $2,000. But the <a href=\"https:\/\/fourwalls.rentler.com\/2019\/12\/19\/rent-affordability-is-the-one-third-rule-realistic\/\" target=\"_blank\" rel=\"noreferrer noopener\">one-third rule<\/a> isn\u2019t always realistic.<\/p>\n\n\n\n<p>According to Jarret Austin, Owner of <a href=\"https:\/\/www.bankruptcy-canada.ca\/\" target=\"_blank\" rel=\"noreferrer noopener\">Bankruptcy Canada Inc.<\/a>, \u201cThe 30%-rule is outdated, as it doesn\u2019t cater to the needs of a lower or higher earner and doesn\u2019t take into account individual financial situations: debts, loan repayments, retirement savings, and the like.<\/p>\n\n\n\n<p>Calculate your income and usual monthly expenses, create an emergency fund, and try a 50\/30\/20 budget rule: 50% on essentials (rent, bills, insurance, etc.), 30% on non-essentials (clothes, restaurants, entertainment, etc.), and 20% on savings, emergencies, and extras. And only then you\u2019ll see how much you can spend on renting a first-time apartment.\u201d<\/p>\n\n\n\n<p>Jarret Austin also shared a checklist for first-time rental budgeting and planning for expenses:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/fourwalls.rentler.com\/2019\/02\/01\/rental-application-fees-what-you-need-to-know\/\" target=\"_blank\" rel=\"noreferrer noopener\">Rental application fee<\/a>: $25\u2013$100<\/li><li>Renters insurance: $15\u2013$20<\/li><li><a href=\"https:\/\/fourwalls.rentler.com\/2019\/02\/28\/when-should-i-hire-a-moving-company\/\" target=\"_blank\" rel=\"noreferrer noopener\">Moving company<\/a>: $300\u2013$2,500<\/li><li>Bills: electricity ($60\u2013$120), Internet ($35\u2013$55), water ($30\u2013$45) gas\/heating ($35\u2013$55), and other services (streaming media subscriptions, parking, etc.)<\/li><li>Pet deposit: $50 \u2013$500<\/li><li>Security deposit: equal to one month\u2019s rent<\/li><li>Rent: $1,200\u2013$2,500<\/li><\/ul>\n\n\n\n<p>Note that the median average rent price for all property types has increased from <a href=\"https:\/\/fourwalls.rentler.com\/2021\/07\/08\/2021-home-rental-statistics-for-tenants\/\" target=\"_blank\" rel=\"noreferrer noopener\">$1,588 in 2021<\/a> to $1,876 as of 2022 in 50 of the US\u2019 biggest cities. For example, the average <a href=\"https:\/\/www.statista.com\/statistics\/1063502\/average-monthly-apartment-rent-usa\/\" target=\"_blank\" rel=\"noreferrer noopener\">two-bedroom apartment rent<\/a> has grown from $1,100 to $1,295 in only one year.<\/p>\n\n\n\n<ol class=\"wp-block-list\" start=\"2\"><li><strong>Thoroughly Research Listings and Beware of Scams&nbsp;<\/strong><\/li><\/ol>\n\n\n\n<p>Did you know that nearly 5.2 million people lost money due to <a href=\"https:\/\/fourwalls.rentler.com\/2022\/05\/10\/common-rental-scams-and-how-to-avoid-them\/\" target=\"_blank\" rel=\"noreferrer noopener\">rental scams<\/a>, while <a href=\"https:\/\/www.forbes.com\/sites\/alyyale\/2018\/07\/19\/scammers-cost-u-s-renters-millions-atlanta-d-c-renters-lose-most\/\" target=\"_blank\" rel=\"noreferrer noopener\">43.1% of renters<\/a> reported a listing they suspected as fraudulent?<\/p>\n\n\n\n<p>\u201cSome landlords are prone to schemes and machinations with real estate. Especially it concerns storage buildings or garages that they lease to tenants under the guise of apartments,\u201d says Daniel Apke, CEO of\u00a0<a href=\"http:\/\/landinvestingonline.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Land Investing Online<\/a>.<\/p>\n\n\n\n<p>\u201cIn such cases, these units are not considered as a legal residential space. It\u2019s also worth knowing that in some states, if the leased unit is illegal (the property isn\u2019t legally established and registered with the local authorities), tenancy agreements are unenforceable,\u201d Daniel said.<\/p>\n\n\n\n<p>Check for <a href=\"https:\/\/fourwalls.rentler.com\/2016\/11\/01\/tell-rental-listing-fake\/\" target=\"_blank\" rel=\"noreferrer noopener\">signs that a listing is a<\/a><a href=\"https:\/\/fourwalls.rentler.com\/2016\/11\/01\/tell-rental-listing-fake\/\"> fake<\/a> before researching the rental property market.<\/p>\n\n\n\n<ol class=\"wp-block-list\" start=\"3\"><li><strong>Book an Apartment Tour<\/strong><\/li><\/ol>\n\n\n\n<p>Schedule a few tours a day to save time and <a href=\"https:\/\/fourwalls.rentler.com\/2022\/10\/04\/8-tips-to-find-your-next-apartment\/\" target=\"_blank\" rel=\"noreferrer noopener\">find an apartment<\/a> that fits your needs.<\/p>\n\n\n\n<p>Some landlords offer <a href=\"https:\/\/www.nytimes.com\/2020\/05\/30\/realestate\/virtual-tours-renting-coronavirus.html\" target=\"_blank\" rel=\"noreferrer noopener\">virtual tours<\/a> so future tenants can digitally explore apartments before seeing them in-person.\u00a0<\/p>\n\n\n\n<p>But if you\u2019re a first-time renter, it\u2019s better to start with an in-person tour. Often a virtual one may not be enough to get a feel for the atmosphere. It\u2019s also short on helpful information such as buildings next door, quality of the area, neighbors, etc. If you\u2019re unfamiliar with where the apartment is situated, a virtual tour won\u2019t help.&nbsp;<\/p>\n\n\n\n<ol class=\"wp-block-list\" start=\"4\"><li><strong>Ask Questions<\/strong><\/li><\/ol>\n\n\n\n<p>Here\u2019s a rundown of questions first-time apartment renters should ask:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>What is the price, and is it negotiable?<\/li><li>Are utilities included in the offer?<\/li><li>Can I <a href=\"https:\/\/www.rentler.com\/tenant\/pay-rent-online\" target=\"_blank\" rel=\"noreferrer noopener\">pay rent online<\/a>?<\/li><li>How long is the lease?<\/li><li>How is <a href=\"https:\/\/fourwalls.rentler.com\/tag\/maintenance-requests\/\" target=\"_blank\" rel=\"noreferrer noopener\">apartment maintenance<\/a> handled?<\/li><li>Is the neighborhood crime-free?<\/li><li>Are the <a href=\"https:\/\/fourwalls.rentler.com\/2018\/06\/13\/coping-with-noise\/\" target=\"_blank\" rel=\"noreferrer noopener\">neighbors noisy<\/a>?<\/li><li>Do you allow pets?<\/li><\/ul>\n\n\n\n<p>As for the last question, most landlords typically emphasize it in their listing, when pets are prohibited, but not always. Others may eagerly indicate that they are <a href=\"https:\/\/fourwalls.rentler.com\/2021\/10\/14\/pet-friendly-rentals-in-the-post-pandemic-world\/\" target=\"_blank\" rel=\"noreferrer noopener\">pet-friendly<\/a> and welcome tenants with pets.<\/p>\n\n\n\n<ol class=\"wp-block-list\" start=\"5\"><li><strong>Understand the Legal Aspects and Tenant Agreements&nbsp;<\/strong><\/li><\/ol>\n\n\n\n<p>Besides searching and asking, you should also know your fundamental tenant\u2019s rights to build a <a href=\"https:\/\/fourwalls.rentler.com\/2021\/02\/02\/building-a-healthy-tenant-landlord-relationship\/\" target=\"_blank\" rel=\"noreferrer noopener\">healthy tenant-landlord relationship<\/a>.<\/p>\n\n\n\n<p>Boost your general law savviness, scroll through the current <a href=\"https:\/\/fourwalls.rentler.com\/2021\/01\/14\/the-latest-eviction-laws-for-tenants\/\" target=\"_blank\" rel=\"noreferrer noopener\">eviction laws<\/a>, and learn about apartment leases. A landlord may try persuading you that you don\u2019t need a written agreement, just a verbal one \u2013 which is one of the <a href=\"https:\/\/fourwalls.rentler.com\/2021\/05\/17\/how-not-to-fall-victim-to-a-rental-scam\/\" target=\"_blank\" rel=\"noreferrer noopener\">red flags to watch out for<\/a>.<\/p>\n\n\n\n<ol class=\"wp-block-list\" start=\"6\"><li><strong>Prepare Your Rental Documents<\/strong><\/li><\/ol>\n\n\n\n<p>Copy and save this list of required documents you\u2019ll need to rent your first apartment:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Income documentation (income letter from employer, tax returns, bank statements, etc.)<\/li><li><a href=\"https:\/\/www.rentler.com\/tenant\/rental-applications\" target=\"_blank\" rel=\"noreferrer noopener\">Rental application<\/a><\/li><li>Identification documents (ID card, driver\u2019s license, social security card, etc.)<\/li><li>Service animal vaccination records<\/li><li>Credit report<\/li><\/ul>\n\n\n\n<p>\u201cPractically in all cases, landlords would like to run a credit check to be sure you have a positive financial history,\u201d notes Colin Palfrey, CMO of <a href=\"https:\/\/www.crediful.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Crediful<\/a>.<\/p>\n\n\n\n<p>\u201cNormally, they prefer a credit score of 600 and above, but it depends on the landlord. In case of a poor credit score, you should seek other methods to prove your credibility. One of the best ways to do that is to safeguard yourself with a co-signer. This person will take your financial and legal responsibility for apartment payments,\u201d Colin recommends.<\/p>\n\n\n\n<p>You can perform safe and easy <a href=\"https:\/\/www.rentler.com\/tenant\/credit-background-check\" target=\"_blank\" rel=\"noreferrer noopener\">credit and background checks<\/a>, get a copy of the results, and get them to your landlord faster.<\/p>\n\n\n\n<ol class=\"wp-block-list\" start=\"7\"><li><strong>Get Individual Tenant Insurance<\/strong><\/li><\/ol>\n\n\n\n<p>\u201cTenant\u2019s or renter\u2019s insurance is a must-have for those who rent an apartment for the first time,\u201d says Shawn Plummer, CEO of\u00a0<a href=\"http:\/\/annuityexpertadvice.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">The Annuity Expert<\/a>.<\/p>\n\n\n\n<p>\u201cAn individual tenant\u2019s insurance policy can save you from possible headaches in the future. You should address the key points of property damage and injury liability, in the first place. One of them may refer to your pets, if you have any. Learn about pet liability restrictions: exotic pets, excluded dog breeds, dogs with previous bite incidents, etc. At this rate, you may want to consider pet insurance that offers third-party liability coverage, for example,\u201d Shawn suggests.<\/p>\n\n\n\n<p>Most policies don\u2019t cover pet damage. Read about some other <a href=\"https:\/\/fourwalls.rentler.com\/2019\/01\/08\/5-things-your-renters-insurance-policy-doesnt-cover\/\" target=\"_blank\" rel=\"noreferrer noopener\">things that tenants\u2019 insurance doesn\u2019t cover<\/a> and debunk the most widespread <a href=\"https:\/\/fourwalls.rentler.com\/2015\/08\/11\/top-4-myths-about-renters-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">myths about insurance for renters<\/a> to get well-prepared as a first-time renter.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Bonus Tip: Create Your First Apartment Moving In Checklist<\/strong><\/h3>\n\n\n\n<p>Renting a property and preparing to move may turn into a messy nightmare. Especially if it\u2019s your first time, <a href=\"https:\/\/fourwalls.rentler.com\/2021\/05\/19\/complete-checklist-for-renting-a-house-for-the-first-time\/\" target=\"_blank\" rel=\"noreferrer noopener\">make a checklist<\/a> and organize your steps in order of importance to avoid getting overwhelmed.\u00a0<\/p>\n\n\n\n<p>Don\u2019t forget about <a href=\"https:\/\/fourwalls.rentler.com\/2022\/06\/16\/5-things-to-consider-before-you-start-your-move\/\" target=\"_blank\" rel=\"noreferrer noopener\">healthcare and other items<\/a> on your list before you start your move, like finding a doctor or getting referrals from your previous physicians.\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>FAQ for First-Time Apartment Renters<\/strong><\/h3>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>When is the best time to rent an apartment?<\/strong><\/h3>\n\n\n\n<p>The best months are <strong>between October and February<\/strong>. The most advantageous bargains and <a href=\"https:\/\/fourwalls.rentler.com\/2015\/10\/01\/timing-is-everything-the-best-months-to-rent-for-tenants\/\" target=\"_blank\" rel=\"noreferrer noopener\">the lowest rates<\/a> are in <strong>January<\/strong> and <strong>February<\/strong>.<\/p>\n\n\n\n<p>Why? Simple: the holiday season is over, landlords are less busy, and people are less interested in relocating due to inclement weather. And there are no swarms of students looking for housing (they usually do that before the semester starts).<\/p>\n\n\n\n<p>But it\u2019s better to start researching the market and considering some variants <strong>one or two months before<\/strong> you plan to move.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How to decide on the proper apartment?<\/strong><\/h3>\n\n\n\n<p>Aside from the tips above, pay greater attention to the location, commute, neighborhood safety, and the following community amenities when <a href=\"https:\/\/fourwalls.rentler.com\/2017\/05\/22\/renting-first-apartment-5-tips\/\" target=\"_blank\" rel=\"noreferrer noopener\">renting your first apartment<\/a>:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Transportation options<\/li><li>Parks and green spaces<\/li><li>Natural (unpaved) or paved trails for walking, hiking, etc.<\/li><li>Playgrounds<\/li><li>Parking lots<\/li><li>Sports facilities (gyms, pools, fitness centers, etc.)<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Where can I read more about renting for beginners?<\/strong><\/h3>\n\n\n\n<p>Go to <a href=\"https:\/\/fourwalls.rentler.com\/tenants\/renting-101\/\" target=\"_blank\" rel=\"noreferrer noopener\">renting 101<\/a> or, if you prefer a book, read: <em>Tips for First Time Apartment Renting: How to Find, Move, and Thrive<\/em> by Amanda Kelly.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Ready to Rent?<\/strong><\/h2>\n\n\n\n<p>Now you\u2019re well-equipped with tips on first-time apartment renting and ready to move!<\/p>\n\n\n\n<p>Use Rentler\u2019s <a href=\"https:\/\/www.rentler.com\/tenant\" target=\"_blank\" rel=\"noreferrer noopener\">tenant portal<\/a> and keep everything you need in one place. Save all your favorite listings and scroll through them to pick the best place for your wants and needs. Start now and <a href=\"https:\/\/www.rentler.com\/tenant\/find-your-home\" target=\"_blank\" rel=\"noreferrer noopener\">find your perfect place<\/a> with Rentler.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Congratulations! Your very first apartment! Are you excited, nervous, or even anxious?&nbsp; That\u2019s normal; there are tons of things to check and prepare for when renting a property.\u00a0 We can help you overcome your fears and ensure everything is in order. This guide will walk you through every step of finding your first apartment and [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":3021,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[130],"tags":[],"class_list":["post-3020","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-renting-101"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>7 Things Every First-Time Apartment Renter Should Know &#183; Four Walls by Rentler<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rentler.com\/blog\/tenants\/renting-101\/7-things-every-first-time-apartment-renter-should-know\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"7 Things Every First-Time Apartment Renter Should Know &#183; Four Walls by Rentler\" \/>\n<meta property=\"og:description\" content=\"Congratulations! 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