Lease length:Contact for details
$650/mo
Studio1 bath450 sqft
Apartment for rent at 431 N Main St Unit 431, Urbana, OH, 43078
431 N Main St Unit 431
Bright, cheerful studio apartment packed with authentic vintage charm and modern convenience! If you appreciate the character of historic homes over cookie-cutter boxes, you will love 431 N Main. This private ground-floor studio offers all the essentials you need, paired with unique architectural accents, outdoor spaces, and a private keyless entry. Interior Living & Retro Character: Main Living Suite: Cozy living and sleeping area highlighted by a decorative faux fireplace, built-in cabinetry, and original architectural details. Includes two full-size closets offering far more storage than standard studio apartments. Retro Kitchen: Full kitchen down the hallway featuring vintage metal cabinetry and a vibrant candy-apple red refrigerator that gives the space fun personality. Electric range/oven provided. Full Bathroom: Clean, dedicated full bathroom with tub/shower surround. Private Indoor-Outdoor Living: Private Front & Back Entrances: Three steps lead up to your own private front door equipped with keyless digital entry, opening directly off a covered front porch and shared lawn. Back Deck & Secluded Yard: Step right out your kitchen back door onto a small private deck overlooking a quiet, secluded green space. Perfect for morning coffee or fresh air. Locally Owned & Professionally Managed: Managed directly by Cober Properties. Enjoy responsive, personable service from our in-house maintenance team, easy digital communication, and a resident portal for fast maintenance requests and free online rent payments. Key Property & Lease Details: Layout: 1st-floor studio apartment with private exterior entrances (front porch and back deck). Climate Control: Efficient forced-air heating. Appliances Included: Electric stove/range and compact refrigerator. Parking: Street parking directly along N Main St. Pet Policy: Pets Welcome! Cats and dogs under 25 lbs are permitted with an approved animal addendum, vet records, and $30/month pet rent per animal (maximum 2 pets). Smoking Policy: 100% smoke-free property (smoking strictly prohibited indoors). Utilities: Resident is responsible for direct electric (AES Ohio), direct gas (Columbia Gas), and personal internet/cable. Water, sewer, and trash services are covered under a flat $50.00/month utility reimbursement fee added to the ledger. Application & Showing Protocol: Tours: Showings are available now. Due to high inquiry volume, prospective applicants must submit an online application before an in-person tour can be scheduled. Application Review: Online applications are processed strictly on a first-come, first-served basis. Reservation Hold: Approved applicants must place down the full security deposit to hold the unit. The official lease start date must occur within two (2) weeks of approval. ============================================================ COBER PROPERTIES - RESIDENTIAL LEASING ============================================================ Professionally managed by Cober Properties LLC. We provide clean, responsive, and well-maintained rental housing in Urbana and Springfield, Ohio. QUALIFICATION CRITERIA (MANDATORY FOR ALL APPLICANTS): - Monthly Household Net Income (take-home pay) must equal at least 3.0x to 3.5x monthly rent. - Every adult occupant (aged 18+) must apply, pass full screening, and sign the lease as an equally responsible leaseholder. No co-signers or lease guarantors are accepted. - No prior eviction judgments or active landlord-tenant filings within the past 7 years. - Zero non-exempt collections accounts (medical debt and student loans are exempt). - Background check required with no felony convictions or violent/drug misdemeanors within the past 7 years. - Valid government-issued photo ID and verifiable 7-year rental or residency history. PET & ANIMAL POLICY: Pets considered on a case-by-case basis with prior landlord approval (maximum 2 animals- cats and small dogs only- strictly prohibited in properties with shared interior common hallways). Weight limits apply (up to 25 lbs- Westgate Homes up to 40 lbs). Pet fees ($30/month per pet) and completed registration required prior to move-in. HOW TO SCHEDULE A TOUR: To schedule an in-person showing, click "Contact Property" or "Send Message" through this listing, or text our leasing office at 406-412-4447 with the property address and your target move-in date. Our team will send over our short pre-screening questions to book your showing time.
Last updated Nov 6, 2026
Amenities
- Air conditioning: Other
- Deck
- Hardwood floors
- Parking: Other
- Storage
Neighborhood
431 N Main St Unit 431, Urbana, OH, 43078
Policies & fees
Security deposit:$650
Amount refundable:Contact for details
Pets:Allowed
Small Dogs Allowed, Cats Allowed
Monthly pet fee:Contact for details
Pet deposit:Contact for details
Application fee:Contact for details
Screening required:No
Smoking:N/A
Utilities
Contact for details
- Cable/satellite
- Electric
- Garbage
- Gas
- HOA fees
- Internet
- Water
- Sewer
- Renters insurance
Property highlights
- Pet friendly: cats & dogs are welcome in Urbana, OH
- Private deck for your own outdoor space
- Extra storage space included
- Spacious studio, 1-bath layout with 450 sq ft
Frequently asked questions
Yes, pets are welcome at 431 N Main St Unit 431, Urbana, OH, 43078. Breed restrictions and additional fees may apply, so please speak with the owner or property manager for more information.
There is parking available at this apartment. Fees may apply depending on the type of parking offered, so please speak with the owner or property manager for details.
Utility information for this property is not listed. Please speak with the owner or property manager for details.
This apartment at 431 N Main St Unit 431, Urbana, OH, 43078 is available now!
A common guideline is to spend no more than 30% of your gross income on rent. At $650/month, that generally works out to around $26,000/year in income. Exact requirements can vary by owner or property manager, so please confirm directly with them.
This apartment at 431 N Main St Unit 431, Urbana, OH, 43078 has 1 bathroom and 450 square feet of living space.
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Price and availability subject to change.