Is a 3-bedroom or 2-bedroom apartment a better value in Panama City?

In Panama City, 3-bedrooms average $1,773/mo versus $1,242/mo for a 2-bedroom. For solo renters on a tight budget, compare both filters on Rentler before applying. If you work from home or spend significant time in your apartment, the extra separation of a larger unit may be worth the difference.

Are 3-bedroom apartments in Panama City pet-friendly?

Pet policies on 3-bedroom apartments vary by landlord and building — there's no blanket rule. Use Rentler's pet-friendly filter to narrow your search, then confirm breed, weight, and deposit requirements directly with the landlord before applying.

Can I find furnished 3-bedrooms in Panama City, FL?

Furnished 3-bedrooms are available in Panama City but represent a smaller share of total inventory compared to unfurnished units. Use Rentler's furnished filter to surface move-in-ready options. Furnished units are most common in newer construction buildings and in complexes that cater to corporate or short-term renters.

How much should I earn to rent a 3-bedroom in Panama City?

Most landlords in Panama City require gross monthly income of 2.5–3x the monthly rent. For a 3-bedroom at Panama City's current average of $1,773/mo, that means demonstrating roughly 2.5–3x that amount in gross income. If you're below that threshold, a co-signer, larger security deposit, or prepaid rent may be accepted by some landlords — always worth asking.

3-Bedroom Rentals in Panama City, FL – Page 3

83 Results

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$1,800

3 beds2 baths1,325 sqftApartment

3613 E 7th Street, Panama City, FL, 32401

$1,000

3 beds2 baths900 sqftApartment

119 College Avenue, Panama City, FL, 32401

$1,650

3 beds2.5 baths1,500 sqftHouse

5972 Callaway Circle, Panama City, FL, 32404

$1,295

3 beds2 bathsHouse

4512 Carla Lane - Lot F, Panama City, FL, 32405

$1,350

3 beds2 baths1,042 sqftTownhome

2742 Largo Ave., Panama City, FL, 32404

$1,850

3 beds2 baths1,932 sqftHouse

301 Minnesota Ave, Lynn Haven, FL, 32444

$2,500

3 beds2 baths1,940 sqftHouse

1517 Inverness Rd, Lynn Haven, FL, 32444

$1,950

3 beds2 baths1,252 sqftHouse

7209-A Lake Suzzanne Ln., Panama City, FL, 32404

$1,500

3 beds2 baths1,260 sqftTownhome

521 E 5th Court, Panama City, FL, 32401

$1,350

3 beds2 baths1,195 sqftTownhome

2718 Largo Ave., Panama City, FL, 32404

$1,500

3 beds1 bath918 sqftHouse

4904 West 19th Court, Panama City, FL, 32405

$1,750

3 beds2 baths1,169 sqftHouse

2404 Quiet Oaks Dr., Panama City, FL, 32405

$1,800

3 beds2 baths1,704 sqftHouse

1116 Michigan Ave, Lynn Haven, FL, 32444

$2,000

3 beds2 baths1,320 sqftHouse

3516 Mill Point Cove, Panama City, FL, 32404

$1,795

3 beds2.5 baths1,500 sqftTownhome

1611 Caleigh Ct, Lynn Haven, FL, 32444

$1,850

3 beds2.5 baths1,600 sqftHouse

1101 Baldwin Rowe Cir, Panama City, FL, 32405

$1,295

3 beds2 baths900 sqftHouse

4512 Carla Lane - Lot L, Panama City, FL, 32405

$1,895

3 beds2 baths1,434 sqftHouse

7126 Fox Meadow Drive, Panama City, FL, 32404

$2,050

3 beds2 baths1,439 sqftHouse

6619 Atkins Rd, Panama City, FL, 32404

$1,750

3 beds2.5 baths1,484 sqftHouse

1614 Caleigh Ct, Lynn Haven, FL, 32444

$2,200

3 beds3 baths1,955 sqftHouse

6036 Enzor St, Panama City, FL, 32404

$1,650

3 beds2 baths1,140 sqftApartment

3120 Minnesota Ave., Panama City, FL, 32405

$2,400

3 beds2 baths2,600 sqftHouse

248 Sukoshi Dr., Panama City, FL, 32404

$1,499

3 beds2 baths1,280 sqftHouse

3415 W 19th St. #22, Panama City, FL, 32405

Showing 24 of 83 results

What to Know Before Renting a 3-Bedroom Apartment in Panama City, FL

Three-bedroom rentals in Panama City give households room for kids, pets, and storage without leaving the metro. Before signing, confirm bedroom sizes, closet counts, and whether the layout puts bedrooms on the same hall for easier kid supervision. Yard access, garage parking, and utility splits matter more on larger units — ask what is included in rent and who maintains outdoor space. In Panama City, 3-bedroom inventory is thinner than smaller unit types, so set alerts and respond quickly when a match appears.